HSBC Personal Instalment Loan

Exclusive Offer

You truly must be a Hong Kong resident
You should be at the least 18 yrs. Old
You really need to have an income that is monthly of minimum HKD5,000

Easy steps for application for the loan via HSBC HK Mobile Banking application

Reluctant to obtain financing since it appears complex? Make an application for one regarding the HSBC HK Cellphone Banking software and experience a cleaner, easier application for the loan process.

Log in to the latest variation associated with mobile banking app
Touch the menu club in the top kept
Choose ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display screen shows and the pictures associated with internet site are for illustration and reference purposes just.

Loan resources and solutions

Submit supporting document for unsecured loans application

Look for a loan that is suitable to fit together with your particular needs by responding to a couple of easy concerns.

Personal Loans Comparison

An assessment of Tax Loan with Instalment Loan.

Smart advice on loans

Discover tips about how to borrow wisely.

Associated services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay only interest in the credit you employ instead of a hard and fast month-to-month repayment.

Consolidating your financial situation

Clear the money you owe faster utilising the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and monetary freedom to realise your private objectives. Transform your available credit restriction into immediate cash or move the outstanding stability from other bank cards to your HSBC charge card account.

To borrow or perhaps not to borrow? Borrow only when you are able to repay!

Important information

Remarks

Just relevant to clients who effectively make an application for and drawdown the mortgage throughout the period that is promotional an approved loan level of HKD800,000 or above. Month-to-month flat price is 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of 12 months. The APR is determined method that is using in appropriate tips given by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a guide price, which include all relevant interest levels, costs and fees regarding the product, expressed as a rate that is annualised.
To qualify for HKD100 money rebate underneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit your own Instalment application for the loan via HSBC website www. Hsbc.com.hk or HSBC private online Banking as well as the loan of HKD100,000 or above should be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public holiday breaks: 12 noon – 12 midnight, or individual branch’s opening hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The actual turnaround time begins when all of the needed info is effectively input to the Bank’s application assessment system as well as the Bank might provide the moment application result and investment disbursement. Processing time can vary greatly in a few situations according to the real circumstances of specific applications.
Minimal redraw is HKD3,000 and you’ll want had your own Instalment Loan account fully for at the very least three months. The financial institution reserves the final right of permitting clients to redraw or otherwise not and has now discretion that is sole determine the redrawn amount and tenor.
Please be aware that individuals try not to appoint any third events to mention private Instalment Loan applications best payday loans in New Mexico to us and certainly will perhaps not process any application that has been called by a 3rd party under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.